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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,681 | $138,114-72.0% | $125,391-69.2% | $134,545-71.3% |
| Participation rate | 68.8% | 84.5%-15.7pp | 82.4%-13.6pp | 81.2%-12.5pp |
| Annual return | -19.75% | 750.88%-770.6pp | 572.41%-592.2pp | 418.37%-438.1pp |
| Employer contribution / active EE | $2,327 | $5,246-55.6% | $4,816-51.7% | $4,742-50.9% |
| Participant deferral / active EE | $4,438 | $7,801-43.1% | $7,448-40.4% | $6,401-30.7% |
| Admin fee / account holder | $1,004 | $11,570-91.3% | $10,009-90.0% | $11,431-91.2% |