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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,214 | $69,118-83.8% | $53,647-79.1% | $138,895-91.9% |
| Participation rate | 94.7% | 64.0%+30.8pp | 56.3%+38.5pp | 79.9%+14.8pp |
| Annual return | 15.24% | 248.26%-233.0pp | 358.33%-343.1pp | 145.39%-130.2pp |
| Employer contribution / active EE | $433 | $1,189-63.6% | $962-55.0% | $4,194-89.7% |
| Participant deferral / active EE | $1,276 | $2,274-43.9% | $1,813-29.6% | $6,396-80.0% |
| Admin fee / account holder | $492 | $2,724-81.9% | $2,460-80.0% | $12,562-96.1% |