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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,463 | $110,212+0.2% | $96,534+14.4% | $139,466-20.8% |
| Participation rate | 60.0% | 78.1%-18.1pp | 76.0%-16.0pp | 80.3%-20.3pp |
| Annual return | 13.12% | 26.42%-13.3pp | 25.88%-12.8pp | 373.66%-360.5pp |
| Employer contribution / active EE | $1,592 | $3,620-56.0% | $2,965-46.3% | $4,754-66.5% |
| Participant deferral / active EE | $4,739 | $5,547-14.6% | $4,851-2.3% | $6,712-29.4% |
| Admin fee / account holder | $5,240 | $11,599-54.8% | $8,253-36.5% | $11,409-54.1% |