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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,065 | $100,805-36.4% | $86,698-26.1% | $134,532-52.4% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -11.22% | 29.09%-40.3pp | 35.95%-47.2pp | 418.27%-429.5pp |
| Employer contribution / active EE | $1,605 | $3,490-54.0% | $2,837-43.4% | $4,741-66.2% |
| Participant deferral / active EE | $4,322 | $5,339-19.1% | $4,656-7.2% | $6,401-32.5% |
| Admin fee / account holder | $20,433 | $10,925+87.0% | $7,493+172.7% | $11,429+78.8% |