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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,293 | $133,998-40.8% | $112,263-29.4% | $134,545-41.1% |
| Participation rate | 72.7% | 78.6%-5.8pp | 75.1%-2.3pp | 81.2%-8.5pp |
| Annual return | -22.91% | 47.17%-70.1pp | 27.49%-50.4pp | 418.37%-441.3pp |
| Employer contribution / active EE | $10,152 | $4,040+151.3% | $3,636+179.2% | $4,742+114.1% |
| Participant deferral / active EE | $8,978 | $5,292+69.6% | $4,729+89.8% | $6,401+40.2% |
| Admin fee / account holder | $7,579 | $7,493+1.1% | $6,410+18.2% | $11,431-33.7% |