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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,835 | $115,814-27.6% | $101,275-17.2% | $158,982-47.3% |
| Participation rate | 78.3% | 79.4%-1.1pp | 75.8%+2.5pp | 82.0%-3.7pp |
| Annual return | 23.60% | 56.16%-32.6pp | 46.48%-22.9pp | 302.99%-279.4pp |
| Employer contribution / active EE | $9,736 | $4,176+133.2% | $3,660+166.0% | $4,763+104.4% |
| Participant deferral / active EE | $7,901 | $4,958+59.4% | $4,371+80.8% | $5,983+32.0% |
| Admin fee / account holder | $2,179 | $7,249-69.9% | $5,948-63.4% | $11,252-80.6% |