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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,873 | $180,462-56.8% | $154,111-49.5% | $135,379-42.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -16.31% | 888.17%-904.5pp | 735.18%-751.5pp | 519.79%-536.1pp |
| Employer contribution / active EE | $11,836 | $6,036+96.1% | $5,298+123.4% | $4,779+147.7% |
| Participant deferral / active EE | $9,362 | $5,806+61.2% | $5,081+84.3% | $5,609+66.9% |
| Admin fee / account holder | $559 | $16,145-96.5% | $13,411-95.8% | $10,828-94.8% |