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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,296 | $198,457-54.5% | $170,435-47.0% | $147,586-38.8% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 11.32% | 257.30%-246.0pp | 205.94%-194.6pp | 578.59%-567.3pp |
| Employer contribution / active EE | $3,374 | $6,183-45.4% | $5,432-37.9% | $4,876-30.8% |
| Participant deferral / active EE | $9,348 | $5,629+66.0% | $4,939+89.2% | $5,439+71.9% |
| Admin fee / account holder | $1,009 | $16,852-94.0% | $13,881-92.7% | $10,886-90.7% |