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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,795 | $69,977-40.3% | $108,582-61.5% | $62,881-33.5% |
| Participation rate | 86.7% | 72.9%+13.8pp | 79.6%+7.1pp | 69.3%+17.4pp |
| Annual return | 3.45% | 10.73%-7.3pp | -51.70%+55.1pp | 20.14%-16.7pp |
| Employer contribution / active EE | $2,063 | $2,135-3.4% | $3,758-45.1% | $2,281-9.6% |
| Participant deferral / active EE | $4,471 | $3,165+41.3% | $4,311+3.7% | $3,203+39.6% |
| Admin fee / account holder | $1,355 | $5,076-73.3% | $7,645-82.3% | $4,296-68.5% |