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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,537 | $72,404-44.0% | $110,243-63.2% | $64,173-36.8% |
| Participation rate | 85.5% | 73.3%+12.2pp | 79.8%+5.7pp | 69.6%+15.9pp |
| Annual return | -10.04% | -6.29%-3.8pp | 314.76%-324.8pp | 7.63%-17.7pp |
| Employer contribution / active EE | $1,670 | $2,282-26.8% | $3,827-56.4% | $2,381-29.9% |
| Participant deferral / active EE | $3,571 | $3,469+2.9% | $4,672-23.6% | $3,470+2.9% |
| Admin fee / account holder | $4,838 | $5,664-14.6% | $8,548-43.4% | $4,887-1.0% |