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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,064 | $184,014+65.2% | $161,149+88.7% | $138,895+118.9% |
| Participation rate | 80.0% | 82.1%-2.1pp | 78.8%+1.2pp | 79.9%+0.1pp |
| Annual return | 16.94% | 21.52%-4.6pp | 21.16%-4.2pp | 145.39%-128.5pp |
| Employer contribution / active EE | $3,992 | $5,055-21.0% | $4,360-8.4% | $4,194-4.8% |
| Participant deferral / active EE | $14,205 | $6,909+105.6% | $6,153+130.9% | $6,396+122.1% |
| Admin fee / account holder | $2,760 | $18,027-84.7% | $15,194-81.8% | $12,562-78.0% |