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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,727 | $162,812+5.5% | $133,971+28.2% | $158,966+8.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -1.85% | 41.94%-43.8pp | 45.09%-46.9pp | 302.95%-304.8pp |
| Employer contribution / active EE | $4,689 | $4,976-5.8% | $3,919+19.7% | $4,762-1.5% |
| Participant deferral / active EE | $12,331 | $5,910+108.6% | $5,047+144.3% | $5,983+106.1% |
| Admin fee / account holder | $1,150 | $11,741-90.2% | $8,929-87.1% | $11,250-89.8% |