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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,562 | $75,832+8.9% | $147,617-44.1% | $59,633+38.4% |
| Participation rate | 84.6% | 71.6%+13.1pp | 84.6%0pp | 68.7%+15.9pp |
| Annual return | -0.92% | 0.37%-1.3pp | 61.98%-62.9pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $2,022 | $3,485-42.0% | $5,564-63.7% | $2,203-8.2% |
| Participant deferral / active EE | $5,111 | $3,131+63.3% | $4,895+4.4% | $3,192+60.1% |
| Admin fee / account holder | $445 | $5,986-92.6% | $11,612-96.2% | $4,297-89.6% |