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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,832 | $77,638+5.4% | $156,551-47.7% | $62,881+30.1% |
| Participation rate | 88.5% | 71.2%+17.3pp | 84.0%+4.4pp | 69.3%+19.2pp |
| Annual return | 5.82% | 50.33%-44.5pp | 32.23%-26.4pp | 20.14%-14.3pp |
| Employer contribution / active EE | $1,933 | $3,444-43.9% | $5,501-64.9% | $2,281-15.2% |
| Participant deferral / active EE | $4,498 | $3,046+47.7% | $4,871-7.7% | $3,203+40.4% |
| Admin fee / account holder | $5,414 | $5,561-2.6% | $13,028-58.4% | $4,296+26.0% |