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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,852 | $89,367-61.0% | $141,191-75.3% | $72,975-52.2% |
| Participation rate | 96.0% | 75.1%+20.9pp | 82.5%+13.5pp | 69.5%+26.5pp |
| Annual return | 25.69% | 111.87%-86.2pp | 71.41%-45.7pp | 81.01%-55.3pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,381 | $5,419+17.8% | $6,710-4.9% | $3,608+76.9% |
| Admin fee / account holder | $1,275 | $5,957-78.6% | $10,264-87.6% | $5,124-75.1% |