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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,293 | $135,956-77.0% | $123,894-74.7% | $273,972-88.6% |
| Participation rate | 79.2% | 84.1%-4.9pp | 81.4%-2.2pp | 83.0%-3.8pp |
| Annual return | 6.78% | 56.63%-49.9pp | 47.52%-40.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $5,724 | $6,343-9.8% | $5,984-4.4% | $5,287+8.3% |
| Admin fee / account holder | $4,499 | $9,817-54.2% | $8,357-46.2% | $10,133-55.6% |