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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,871 | $168,635+61.8% | $147,617+84.9% | $125,389+117.6% |
| Participation rate | 93.3% | 88.8%+4.6pp | 84.6%+8.7pp | 83.2%+10.1pp |
| Annual return | -0.96% | 77.65%-78.6pp | 61.98%-62.9pp | 282.24%-283.2pp |
| Employer contribution / active EE | $8,626 | $6,252+38.0% | $5,564+55.0% | $4,866+77.3% |
| Participant deferral / active EE | $6,692 | $5,507+21.5% | $4,895+36.7% | $5,352+25.0% |
| Admin fee / account holder | $664 | $13,580-95.1% | $11,612-94.3% | $9,541-93.0% |