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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,522 | $198,457+39.8% | $170,435+62.8% | $147,586+88.0% |
| Participation rate | 94.1% | 88.0%+6.1pp | 83.6%+10.5pp | 82.8%+11.3pp |
| Annual return | 15.83% | 257.30%-241.5pp | 205.94%-190.1pp | 578.59%-562.8pp |
| Employer contribution / active EE | $4,625 | $6,183-25.2% | $5,432-14.9% | $4,876-5.2% |
| Participant deferral / active EE | $4,382 | $5,629-22.2% | $4,939-11.3% | $5,439-19.4% |
| Admin fee / account holder | $822 | $16,852-95.1% | $13,881-94.1% | $10,886-92.5% |