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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,517 | $148,623-8.1% | $135,974+0.4% | $139,466-2.1% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 29.27% | 79.30%-50.0pp | 68.30%-39.0pp | 373.66%-344.4pp |
| Employer contribution / active EE | $2,753 | $5,246-47.5% | $4,859-43.3% | $4,754-42.1% |
| Participant deferral / active EE | $6,142 | $8,103-24.2% | $7,760-20.9% | $6,712-8.5% |
| Admin fee / account holder | $13,822 | $12,406+11.4% | $10,767+28.4% | $11,409+21.2% |