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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,977 | $165,381-49.8% | $149,730-44.6% | $158,966-47.8% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 19.43% | 348.29%-328.9pp | 276.70%-257.3pp | 302.95%-283.5pp |
| Employer contribution / active EE | $2,378 | $5,104-53.4% | $4,645-48.8% | $4,762-50.1% |
| Participant deferral / active EE | $6,772 | $7,182-5.7% | $6,843-1.0% | $5,983+13.2% |
| Admin fee / account holder | $1,322 | $10,809-87.8% | $9,310-85.8% | $11,250-88.2% |