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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,461 | $160,070-56.0% | $147,117-52.1% | $145,897-51.7% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 9.87% | 98.69%-88.8pp | 420.54%-410.7pp | 552.29%-542.4pp |
| Employer contribution / active EE | $5,023 | $5,285-5.0% | $4,932+1.8% | $4,663+7.7% |
| Participant deferral / active EE | $11,394 | $8,419+35.3% | $8,065+41.3% | $6,689+70.3% |
| Admin fee / account holder | $5,068 | $15,035-66.3% | $12,993-61.0% | $13,390-62.2% |