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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,144 | $162,136-43.2% | $152,301-39.5% | $154,746-40.5% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 15.65% | 91.02%-75.4pp | 80.50%-64.9pp | 172.34%-156.7pp |
| Employer contribution / active EE | $3,495 | $4,890-28.5% | $4,624-24.4% | $4,379-20.2% |
| Participant deferral / active EE | $8,367 | $8,341+0.3% | $8,004+4.5% | $6,730+24.3% |
| Admin fee / account holder | $3,614 | $15,759-77.1% | $14,398-74.9% | $14,365-74.8% |