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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,982 | $71,230-48.1% | $93,727-60.5% | $80,959-54.3% |
| Participation rate | 57.1% | 60.4%-3.3pp | 68.7%-11.6pp | 67.7%-10.5pp |
| Annual return | 12.70% | 11.26%+1.4pp | 133.83%-121.1pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,739 | $1,565+11.1% | $2,421-28.2% | $2,757-36.9% |
| Participant deferral / active EE | $4,684 | $4,037+16.0% | $4,417+6.0% | $4,300+8.9% |
| Admin fee / account holder | $4,260 | $6,961-38.8% | $8,292-48.6% | $6,925-38.5% |