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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,690 | $111,814+132.3% | $93,654+177.3% | $145,959+77.9% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 27.79% | 203.30%-175.5pp | 133.34%-105.6pp | 561.95%-534.2pp |
| Employer contribution / active EE | $291 | $3,092-90.6% | $2,421-88.0% | $4,661-93.7% |
| Participant deferral / active EE | $2,795 | $4,914-43.1% | $4,413-36.7% | $6,689-58.2% |
| Admin fee / account holder | $0 | $10,246-100.0% | $8,282-100.0% | $13,398-100.0% |