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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,821 | $76,407-33.5% | $150,298-66.2% | $82,448-38.4% |
| Participation rate | 53.4% | 66.4%-13.0pp | 77.8%-24.3pp | 68.1%-14.6pp |
| Annual return | 15.28% | 39.99%-24.7pp | 62.79%-47.5pp | 41.64%-26.4pp |
| Employer contribution / active EE | $513 | $2,614-80.4% | $4,154-87.6% | $2,551-79.9% |
| Participant deferral / active EE | $3,560 | $3,214+10.8% | $5,453-34.7% | $4,139-14.0% |
| Admin fee / account holder | $3,325 | $6,352-47.7% | $14,116-76.4% | $7,234-54.0% |