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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,261 | $160,040-7.4% | $147,096+0.8% | $145,877+1.6% |
| Participation rate | 47.8% | 84.0%-36.2pp | 82.2%-34.4pp | 80.3%-32.5pp |
| Annual return | 11.93% | 98.49%-86.6pp | 419.75%-407.8pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,174 | $5,289-58.9% | $4,936-56.0% | $4,663-53.4% |
| Participant deferral / active EE | $2,771 | $8,429-67.1% | $8,071-65.7% | $6,691-58.6% |
| Admin fee / account holder | $204 | $15,050-98.6% | $13,005-98.4% | $13,402-98.5% |