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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,115 | $138,114+4.3% | $125,391+14.9% | $134,545+7.1% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -17.62% | 750.88%-768.5pp | 572.41%-590.0pp | 418.37%-436.0pp |
| Employer contribution / active EE | $6,162 | $5,246+17.5% | $4,816+28.0% | $4,742+30.0% |
| Participant deferral / active EE | $7,797 | $7,8010% | $7,448+4.7% | $6,401+21.8% |
| Admin fee / account holder | $589 | $11,570-94.9% | $10,009-94.1% | $11,431-94.8% |