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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,578 | $165,399-57.3% | $149,745-52.9% | $158,982-55.6% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 17.13% | 348.34%-331.2pp | 276.72%-259.6pp | 302.99%-285.9pp |
| Employer contribution / active EE | $6,074 | $5,105+19.0% | $4,646+30.7% | $4,763+27.5% |
| Participant deferral / active EE | $6,319 | $7,183-12.0% | $6,843-7.7% | $5,983+5.6% |
| Admin fee / account holder | $775 | $10,811-92.8% | $9,312-91.7% | $11,252-93.1% |