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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,628 | $90,486+39.9% | $78,676+60.9% | $273,972-53.8% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 27.46% | 75.62%-48.2pp | 62.19%-34.7pp | 41.46%-14.0pp |
| Employer contribution / active EE | $3,093 | $3,175-2.6% | $2,850+8.5% | $4,869-36.5% |
| Participant deferral / active EE | $8,377 | $3,901+114.7% | $3,517+138.2% | $5,287+58.4% |
| Admin fee / account holder | $0 | $5,263-100.0% | $4,510-100.0% | $10,133-100.0% |