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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,426 | $100,938+78.7% | $90,461+99.5% | $158,982+13.5% |
| Participation rate | 90.9% | 75.0%+15.9pp | 72.7%+18.2pp | 82.0%+8.9pp |
| Annual return | 15.66% | 1727.20%-1711.5pp | 1294.76%-1279.1pp | 302.99%-287.3pp |
| Employer contribution / active EE | $4,151 | $3,691+12.4% | $3,264+27.2% | $4,763-12.8% |
| Participant deferral / active EE | $10,147 | $4,350+133.3% | $3,964+156.0% | $5,983+69.6% |
| Admin fee / account holder | $950 | $6,510-85.4% | $5,617-83.1% | $11,252-91.6% |