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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,537 | $115,796+66.3% | $101,264+90.1% | $158,950+21.1% |
| Participation rate | 60.0% | 79.4%-19.4pp | 75.8%-15.8pp | 82.0%-22.0pp |
| Annual return | 16.10% | 56.15%-40.1pp | 46.48%-30.4pp | 302.91%-286.8pp |
| Employer contribution / active EE | $2,191 | $4,175-47.5% | $3,660-40.1% | $4,762-54.0% |
| Participant deferral / active EE | $5,633 | $4,958+13.6% | $4,370+28.9% | $5,983-5.9% |
| Admin fee / account holder | $6,001 | $7,247-17.2% | $5,947+0.9% | $11,248-46.6% |