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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,904 | $106,008-19.0% | $92,240-6.9% | $147,586-41.8% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 16.80% | 50.05%-33.2pp | 176.29%-159.5pp | 578.59%-561.8pp |
| Employer contribution / active EE | $1,308 | $4,333-69.8% | $3,680-64.5% | $4,876-73.2% |
| Participant deferral / active EE | $4,189 | $4,478-6.5% | $3,897+7.5% | $5,439-23.0% |
| Admin fee / account holder | $16,049 | $6,333+153.4% | $5,194+209.0% | $10,886+47.4% |