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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,993 | $69,977+8.6% | $108,582-30.0% | $62,881+20.9% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 6.56% | 10.73%-4.2pp | -51.70%+58.3pp | 20.14%-13.6pp |
| Employer contribution / active EE | $6,124 | $2,135+186.9% | $3,758+62.9% | $2,281+168.5% |
| Participant deferral / active EE | $7,492 | $3,165+136.7% | $4,311+73.8% | $3,203+133.9% |
| Admin fee / account holder | $2,924 | $5,076-42.4% | $7,645-61.7% | $4,296-31.9% |