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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $22,789 |
MMA SECURITIES LLC1 year Service code 27 · EIN 22-3570392 | Advisory (Plan) | $10,574 |
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 13 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Contract Administrator | $10,314 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC - RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $5,252 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,680 | $48,432+60.4% | $121,169-35.9% | $71,495+8.7% |
| Participation rate | 95.4% | 54.3%+41.1pp | 69.5%+25.9pp | 67.9%+27.5pp |
| Annual return | 14.99% | 23.28%-8.3pp | 986.71%-971.7pp | 28.85%-13.9pp |
| Employer contribution / active EE | $3,104 | $1,493+107.9% | $4,168-25.5% | $2,589+19.9% |
| Participant deferral / active EE | $5,502 | $2,756+99.6% | $4,083+34.8% | $4,291+28.2% |
| Admin fee / account holder | $304 | $1,845-83.5% | $5,645-94.6% | $1,588-80.8% |