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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,471 | $209,425-19.1% | $178,499-5.1% | $158,966+6.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.86% | 188.80%-177.9pp | 151.10%-140.2pp | 302.95%-292.1pp |
| Employer contribution / active EE | $8,637 | $5,707+51.3% | $5,011+72.4% | $4,762+81.4% |
| Participant deferral / active EE | $6,696 | $5,955+12.4% | $5,202+28.7% | $5,983+11.9% |
| Admin fee / account holder | $15,882 | $17,078-7.0% | $13,986+13.6% | $11,250+41.2% |