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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,845 | $202,342-19.5% | $172,752-5.7% | $152,897+6.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.37% | 1029.83%-1012.5pp | 802.97%-785.6pp | 345.43%-328.1pp |
| Employer contribution / active EE | $7,882 | $5,858+34.6% | $5,144+53.2% | $4,764+65.5% |
| Participant deferral / active EE | $4,615 | $5,948-22.4% | $5,198-11.2% | $5,851-21.1% |
| Admin fee / account holder | $2,281 | $17,111-86.7% | $13,955-83.7% | $11,599-80.3% |