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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,266 | $29,554-24.7% | $56,054-60.3% | $77,692-71.3% |
| Participation rate | 13.6% | 32.6%-19.0pp | 52.5%-38.9pp | 70.6%-57.0pp |
| Annual return | 13.30% | 18.89%-5.6pp | 1705.95%-1692.6pp | 31.25%-18.0pp |
| Employer contribution / active EE | $101 | $568-82.3% | $1,039-90.3% | $2,726-96.3% |
| Participant deferral / active EE | $830 | $1,061-21.7% | $1,952-57.5% | $4,648-82.1% |
| Admin fee / account holder | $3,117 | $1,046+198.1% | $2,822+10.4% | $431+624.0% |