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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,365 | $26,114-37.3% | $58,544-72.0% | $74,440-78.0% |
| Participation rate | 14.9% | 32.1%-17.2pp | 50.9%-35.9pp | 70.7%-55.8pp |
| Annual return | 18.49% | 32.51%-14.0pp | 4249.56%-4231.1pp | 34.37%-15.9pp |
| Employer contribution / active EE | $166 | $536-69.1% | $1,053-84.3% | $2,638-93.7% |
| Participant deferral / active EE | $816 | $1,075-24.1% | $1,923-57.6% | $4,529-82.0% |
| Admin fee / account holder | $759 | $649+16.9% | $2,520-69.9% | $348+118.1% |