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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,020 | $162,136-0.1% | $152,301+6.4% | $154,746+4.7% |
| Participation rate | 95.5% | 84.1%+11.3pp | 82.4%+13.0pp | 80.7%+14.8pp |
| Annual return | 14.89% | 91.02%-76.1pp | 80.50%-65.6pp | 172.34%-157.4pp |
| Employer contribution / active EE | $6,203 | $4,890+26.8% | $4,624+34.1% | $4,379+41.6% |
| Participant deferral / active EE | $14,707 | $8,341+76.3% | $8,004+83.8% | $6,730+118.5% |
| Admin fee / account holder | $12,472 | $15,759-20.9% | $14,398-13.4% | $14,365-13.2% |