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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,434 | $102,429+25.4% | $147,096-12.7% | $80,925+58.7% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 17.89% | 135.02%-117.1pp | 419.75%-401.9pp | 35.65%-17.8pp |
| Employer contribution / active EE | $5,306 | $3,716+42.8% | $4,936+7.5% | $2,756+92.5% |
| Participant deferral / active EE | $14,004 | $6,649+110.6% | $8,071+73.5% | $4,299+225.8% |
| Admin fee / account holder | $1,732 | $7,957-78.2% | $13,005-86.7% | $6,940-75.0% |