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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,915 | $93,598+10.0% | $135,974-24.3% | $75,173+36.9% |
| Participation rate | 88.9% | 75.2%+13.7pp | 81.9%+7.0pp | 67.2%+21.7pp |
| Annual return | 25.02% | 30.89%-5.9pp | 68.30%-43.3pp | 160.72%-135.7pp |
| Employer contribution / active EE | $4,777 | $3,538+35.0% | $4,859-1.7% | $2,671+78.9% |
| Participant deferral / active EE | $12,416 | $6,405+93.8% | $7,760+60.0% | $4,126+200.9% |
| Admin fee / account holder | $9,996 | $6,978+43.3% | $10,767-7.2% | $5,651+76.9% |