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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,434 | $102,422+25.4% | $147,117-12.7% | $80,959+58.6% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 17.89% | 135.16%-117.3pp | 420.54%-402.6pp | 35.67%-17.8pp |
| Employer contribution / active EE | $5,306 | $3,717+42.7% | $4,932+7.6% | $2,757+92.4% |
| Participant deferral / active EE | $14,004 | $6,652+110.5% | $8,065+73.6% | $4,300+225.6% |
| Admin fee / account holder | $1,732 | $7,953-78.2% | $12,993-86.7% | $6,925-75.0% |