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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,020 | $154,228+5.1% | $145,433+11.4% | $137,256+18.0% |
| Participation rate | 95.5% | 83.8%+11.7pp | 82.1%+13.3pp | 80.0%+15.5pp |
| Annual return | 14.89% | 74.59%-59.7pp | 66.58%-51.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $6,203 | $4,804+29.1% | $4,554+36.2% | $4,156+49.2% |
| Participant deferral / active EE | $14,707 | $8,216+79.0% | $7,897+86.2% | $6,407+129.6% |
| Admin fee / account holder | $12,472 | $14,344-13.0% | $13,129-5.0% | $12,270+1.6% |