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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,298 | $124,330-37.0% | $109,173-28.3% | $167,536-53.3% |
| Participation rate | 57.1% | 79.5%-22.3pp | 75.9%-18.7pp | 82.1%-25.0pp |
| Annual return | 13.34% | 26.04%-12.7pp | 25.75%-12.4pp | 478.82%-465.5pp |
| Employer contribution / active EE | $1,311 | $4,209-68.9% | $3,723-64.8% | $4,839-72.9% |
| Participant deferral / active EE | $2,073 | $5,256-60.6% | $4,654-55.5% | $6,342-67.3% |
| Admin fee / account holder | $627 | $7,974-92.1% | $6,755-90.7% | $12,315-94.9% |