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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,307 | $133,981-34.8% | $112,249-22.2% | $134,532-35.1% |
| Participation rate | 42.9% | 78.6%-35.7pp | 75.1%-32.2pp | 81.2%-38.4pp |
| Annual return | -15.37% | 47.16%-62.5pp | 27.48%-42.9pp | 418.27%-433.6pp |
| Employer contribution / active EE | $973 | $4,040-75.9% | $3,636-73.2% | $4,741-79.5% |
| Participant deferral / active EE | $1,727 | $5,292-67.4% | $4,729-63.5% | $6,401-73.0% |
| Admin fee / account holder | $16,888 | $7,492+125.4% | $6,412+163.4% | $11,429+47.8% |