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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,326 | $110,212-71.6% | $96,534-67.5% | $139,466-77.5% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 20.03% | 26.42%-6.4pp | 25.88%-5.8pp | 373.66%-353.6pp |
| Employer contribution / active EE | $3,064 | $3,620-15.3% | $2,965+3.3% | $4,754-35.5% |
| Participant deferral / active EE | $2,158 | $5,547-61.1% | $4,851-55.5% | $6,712-67.8% |
| Admin fee / account holder | $2,809 | $11,599-75.8% | $8,253-66.0% | $11,409-75.4% |