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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,173 | $112,131-81.1% | $95,964-77.9% | $158,982-86.7% |
| Participation rate | 83.3% | 79.0%+4.3pp | 77.1%+6.2pp | 82.0%+1.4pp |
| Annual return | 34.15% | 171.19%-137.0pp | 91.64%-57.5pp | 302.99%-268.8pp |
| Employer contribution / active EE | $4,595 | $3,199+43.6% | $2,541+80.8% | $4,763-3.5% |
| Participant deferral / active EE | $1,829 | $4,784-61.8% | $4,167-56.1% | $5,983-69.4% |
| Admin fee / account holder | $416 | $10,136-95.9% | $6,797-93.9% | $11,252-96.3% |