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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,063 | $100,805-76.1% | $86,698-72.2% | $134,532-82.1% |
| Participation rate | 85.7% | 79.0%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | -21.25% | 29.09%-50.3pp | 35.95%-57.2pp | 418.27%-439.5pp |
| Employer contribution / active EE | $3,163 | $3,490-9.4% | $2,837+11.5% | $4,741-33.3% |
| Participant deferral / active EE | $2,148 | $5,339-59.8% | $4,656-53.9% | $6,401-66.4% |
| Admin fee / account holder | $547 | $10,925-95.0% | $7,493-92.7% | $11,429-95.2% |