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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,131 | $106,005+139.7% | $92,239+175.5% | $147,585+72.2% |
| Participation rate | 87.5% | 80.4%+7.1pp | 76.5%+11.0pp | 82.8%+4.7pp |
| Annual return | 8.65% | 50.05%-41.4pp | 176.29%-167.6pp | 578.58%-569.9pp |
| Employer contribution / active EE | $2,434 | $4,333-43.8% | $3,680-33.9% | $4,876-50.1% |
| Participant deferral / active EE | $3,898 | $4,478-13.0% | $3,8970% | $5,439-28.3% |
| Admin fee / account holder | $62,427 | $6,333+885.8% | $5,194+1101.9% | $10,886+473.5% |