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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,959 | $99,345+206.0% | $84,753+258.6% | $273,972+10.9% |
| Participation rate | 86.7% | 80.7%+6.0pp | 76.6%+10.1pp | 83.0%+3.7pp |
| Annual return | 13.85% | 22.93%-9.1pp | 22.78%-8.9pp | 41.46%-27.6pp |
| Employer contribution / active EE | $5,119 | $4,214+21.5% | $3,574+43.2% | $4,869+5.1% |
| Participant deferral / active EE | $5,200 | $4,270+21.8% | $3,712+40.1% | $5,287-1.7% |
| Admin fee / account holder | $4,465 | $6,645-32.8% | $5,333-16.3% | $10,133-55.9% |