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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,430 | $91,037-23.7% | $71,671-3.1% | $147,585-53.0% |
| Participation rate | 33.3% | 76.1%-42.8pp | 68.7%-35.4pp | 82.8%-49.5pp |
| Annual return | 30.45% | 20.48%+10.0pp | 20.65%+9.8pp | 578.58%-548.1pp |
| Employer contribution / active EE | $1,015 | $3,327-69.5% | $2,460-58.7% | $4,876-79.2% |
| Participant deferral / active EE | $5,205 | $4,498+15.7% | $3,438+51.4% | $5,439-4.3% |
| Admin fee / account holder | $333 | $8,613-96.1% | $5,558-94.0% | $10,886-96.9% |