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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,026 | $83,337-84.4% | $67,834-80.8% | $273,972-95.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 2.65% | 259.45%-256.8pp | 138.47%-135.8pp | 41.46%-38.8pp |
| Employer contribution / active EE | $1,877 | $3,287-42.9% | $2,403-21.9% | $4,869-61.4% |
| Participant deferral / active EE | $9,393 | $4,088+129.8% | $3,160+197.3% | $5,287+77.7% |
| Admin fee / account holder | $8,944 | $6,752+32.5% | $4,622+93.5% | $10,133-11.7% |